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Username Post: Paid off!!        (Topic#325614)
kaleidoscope 
SJ Queen of the Crop
Posts: 27018
kaleidoscope
Reg: 02-13-09

02-25-13 09:43 AM - Post#4049230    

With our tax return we paid off the house. Technically, it's still my MIL's. We have to see about getting it put into our names.
This spares us a few hundred a month. Unfortunately, we still have to pay park rent. But the house is paid for! (We live in a manufactured home and the market was low almost 15 years ago when we bought it.)

ETA: I waited to post this until the check had cleared.

Edited by kaleidoscope on 02-25-13 09:44 AM. Reason for edit: No reason given.

 
hockeymom24 
SJ Eloquent One
Posts: 4704
hockeymom24
Reg: 04-03-11

02-25-13 09:58 AM - Post#4049232    
    In response to kaleidoscope

wooohooo! that is awesome!!!

 
gingersfavorite 
SJ Queen of the Crop
Posts: 46573
gingersfavorite
Reg: 08-13-07

02-25-13 09:59 AM - Post#4049234    
    In response to hockeymom24

that's awesome Tam, every little bit helps!

 
carpe scrapum 
SJ Divalicious
Posts: 15644
carpe scrapum
Reg: 12-27-05

02-25-13 10:00 AM - Post#4049236    
    In response to gingersfavorite

Very cool!

 
Kimberly M 
SJ Diva
Posts: 9040
Kimberly M
Reg: 07-22-08

02-25-13 10:08 AM - Post#4049238    
    In response to carpe scrapum

awesome news!

 
Grandma to 3 
SJ Aficionada
Posts: 883
Grandma to 3
Reg: 06-15-10

02-25-13 10:17 AM - Post#4049244    
    In response to Kimberly M

That is awesome news!! I know of very few people who can say that these days. Moving every 4-5 years kills trying to pay it off.

I think this year we might be paying into equity -- up until now we've paid into the interest on our mortgage.

 
buttonscrapper 
SJ Divalicious
Posts: 18945
buttonscrapper
Reg: 03-15-03

02-25-13 10:22 AM - Post#4049246    
    In response to Grandma to 3

Giving you a

 
3 Little Ladies 
SJ Deity
Posts: 72178
3 Little Ladies
Reg: 03-10-05

02-25-13 10:52 AM - Post#4049260    
    In response to buttonscrapper

I'm jealous!!! We're going to refinance our house again for a 15 year loan. The interest rates are so low right now we can't resist. I wish we could afford the 10 year loan monthly payment. We'll be saving $35,000 by refinancing and will cut off 14 months. The last time we refinanced from a 30 year to a 20 year. We're at 16 years, 2 months on our loan right now.

15 years is a long time. Maybe in two years we can refinance again for the 10 year.

 
RedSquirrel 
SJ Queen of the Crop
Posts: 31780
RedSquirrel
Reg: 06-13-08

02-25-13 10:55 AM - Post#4049264    
    In response to buttonscrapper

Good for you!

 
scrapanda 
SJ Diva
Posts: 7145
scrapanda
Reg: 03-04-07

02-25-13 11:59 AM - Post#4049278    
    In response to RedSquirrel

How exciting! Congrats!

 
kaleidoscope 
SJ Queen of the Crop
Posts: 27018
kaleidoscope
Reg: 02-13-09

02-25-13 01:55 PM - Post#4049324    
    In response to 3 Little Ladies

  • 3 Little Ladies Said:
I'm jealous!!!



Well, like I said, it's not on it's own property. That part is a bummer. But it's something.


 
Nora 
Blue Crew Member
Posts: 53401
Nora
Reg: 01-22-03

02-25-13 02:56 PM - Post#4049330    
    In response to kaleidoscope

That is awesome!! Who do you have to pay rent to?

 
kaleidoscope 
SJ Queen of the Crop
Posts: 27018
kaleidoscope
Reg: 02-13-09

02-25-13 03:49 PM - Post#4049342    
    In response to Nora

We live in a manufactured home park. It went co-op back in 2002 (I think) when the owner was selling up. So we have a board of directors that gets voted in. They don't get much competition for that, guess not many want to step even though many of the yahoos wanted to go co-op instead of having someone buy it. I think sometimes they practically have to beg for people to put their name in. Anyway, they didn't do such a hot job taking care of the books or whatever, so now we actually have a management company that takes care of the financials.
We used to have volunteers do trash pickup but guess they had a hard time with that so now we pay a small company for trash pickup. Personally, I think people should just take their own d@mn trash and save the money! We have a local dump and a town sticker for the year isn't much. We'd be better off paying for plow service since they don't do such a great job with that. And they keep wanting to dump money into trucks. Dumb yahoos.

 
scrappinmamma 
SJ Eloquent One
Posts: 2552
scrappinmamma
Reg: 01-07-07

02-25-13 10:00 PM - Post#4049402    
    In response to kaleidoscope

Huge Congrats! What a great accomplishment!

 
WorkingMommy 
SJ Diva
Posts: 6905
WorkingMommy
Reg: 04-15-07

02-25-13 10:06 PM - Post#4049406    
    In response to scrappinmamma

That must be a great feeling! Congrats!

And now you have extra money for scrapbooking supplies

 
michann 
Scrapjazz Contributor
Posts: 25018
michann
Reg: 01-09-06

02-25-13 10:34 PM - Post#4049410    
    In response to WorkingMommy

Wonderful! We refinanced in Dec and saved a ton as well, without adding any years to our loan. I'm hoping to be able to say we're paid off one day.

 
kaleidoscope 
SJ Queen of the Crop
Posts: 27018
kaleidoscope
Reg: 02-13-09

02-26-13 09:13 AM - Post#4049472    
    In response to WorkingMommy

  • WorkingMommy Said:
That must be a great feeling! Congrats!

And now you have extra money for scrapbooking supplies





 
vangink 
SJ Devotee
Posts: 429
vangink
Reg: 07-11-12

02-26-13 04:38 PM - Post#4049622    
    In response to kaleidoscope

That is awessome Tam!!

 
MindySue 
SJ Divalicious
Posts: 21647
MindySue
Reg: 03-05-06

02-26-13 05:04 PM - Post#4049636    
    In response to vangink

Congrats! what a wonderful feeling that must be!

 
FloridaScrapper 
SJ Deity
Posts: 84636
FloridaScrapper
Reg: 07-02-04

02-26-13 07:40 PM - Post#4049672    
    In response to MindySue

if you can just put that money into savings!!

will your MIL have a problem putting it in your names?

 
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